Comments on: Is it Time to Buy Insurance? http://giftbasketbusiness.com/blog/2008/07/22/is-it-time-to-buy-insurance/ Hosted by Shirley George Frazier -- Author, Industry Expert Fri, 20 Jan 2012 16:13:53 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Shirley George Frazier http://giftbasketbusiness.com/blog/2008/07/22/is-it-time-to-buy-insurance/#comment-53 Shirley George Frazier Mon, 20 Oct 2008 12:14:57 +0000 http://giftbasketbusiness.com/blog/?p=105#comment-53 I'm sure gift basket designers appreciate this information, S, as I do. It's important for each of us to review policies completely before signing on the dotted line. I’m sure gift basket designers appreciate this information, S, as I do.

It’s important for each of us to review policies completely before signing on the dotted line.

]]> By: S http://giftbasketbusiness.com/blog/2008/07/22/is-it-time-to-buy-insurance/#comment-52 S Thu, 16 Oct 2008 23:35:02 +0000 http://giftbasketbusiness.com/blog/?p=105#comment-52 Hi, this topic is probably a little outdated, but I thought I would put my 2 cents in anyway. I work in the insurance industry, and most of the time a home owners policy will NOT cover a home based business for Liability. The homeowners policy MAY cover them for the fire/theft component, but will DEFINITELY NOT cover the businesses Liability risks. An individual Liability policy would have to be taken out - and this can be done at very little cost - sometimes as little as $300-$400 annually. Hope I helped. S Hi, this topic is probably a little outdated, but I thought I would put my 2 cents in anyway.

I work in the insurance industry, and most of the time a home owners policy will NOT cover a home based business for Liability. The homeowners policy MAY cover them for the fire/theft component, but will DEFINITELY NOT cover the businesses Liability risks.

An individual Liability policy would have to be taken out – and this can be done at very little cost – sometimes as little as $300-$400 annually.

Hope I helped.
S

]]> By: Shirley George Frazier http://giftbasketbusiness.com/blog/2008/07/22/is-it-time-to-buy-insurance/#comment-51 Shirley George Frazier Fri, 25 Jul 2008 12:33:14 +0000 http://giftbasketbusiness.com/blog/?p=105#comment-51 Hi Rob, What you say is true for many home-based designers but not all. I've spoken with some whose home insurance policies have no coverage. Thankfully, there are independent insurance firms that provide coverage for some of them. Hi Rob,

What you say is true for many home-based designers but not all. I’ve spoken with some whose home insurance policies have no coverage.

Thankfully, there are independent insurance firms that provide coverage for some of them.

]]> By: Rob http://giftbasketbusiness.com/blog/2008/07/22/is-it-time-to-buy-insurance/#comment-50 Rob Fri, 25 Jul 2008 05:11:35 +0000 http://giftbasketbusiness.com/blog/?p=105#comment-50 Small gift basket businesses can usually be insured under a Home Business Insurance rider added to a homeowners policy. The premiums are very affordable. Hope that helps Small gift basket businesses can usually be insured under a Home Business Insurance rider added to a homeowners policy. The premiums are very affordable.

Hope that helps

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