Are Your Gift Baskets Protected?

August 29, 2008 · Filed Under Insurance and Liability 

I’d be in a Miami hospital right now from heat exhaustion had it not been for the umbrella that shielded me from sun rays during my short walk to the convention center to demonstrate gift wrapping techniques at the Miami Beach Gift Show.

The protection of fabric, stretched by a wire frame, provided comfort in the sun. Insurance protection provides similar coverage for your gift basket business.

In the 1990s we used to only be concerned with product liability protection, but now there’s more on the insurance plate. There’s protection against:

  • Errors and omissions in our print and online materials.
  • Clients hurting themselves while in our stores and on other properties we own.
  • Recipients suing when couriers leave liquor baskets in minors’ hands.

    • Buying insurance can be a significant yearly expense, but what’s worse is having no coverage if a suit begins.

    I’m personally covered by an umbrella in the sun and insurance for business protection. Are you?

    Learn more about insurance options here and also about the CD, Legal Tips to Keep Your Company Out of Court.

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