“Do I Really Need Insurance for My Gift Basket Business?”

May 20, 2009 · Filed Under Insurance and Liability 

basketsWhy is insurance one of the most-baffling parts of your business? It’s likely due to one of these reasons.

1. I don’t know where to get insurance.

2. I don’t know how much insurance to get.

3. Do I really need insurance if I’m buying pre-packaged foods?

I’m sure insurance companies would be very pleased if, when you registered your business with the proper officials, you were also required to show proof of insurance for that business, similar to when buying a house or vehicle.

The last time I bought a car, the dealer called my insurance company as I sat at his desk for proof that I had insurance before I drove off the lot. If I was purchasing a business, chances are I could not start selling gift baskets unless I had coverage.

Hopefully, such a scenario will not become a reality, but if your business is not protected by insurance, don’t you also hope that nothing will ever happen that proves it would have been better to buy it?

Click here to read more about insurance. Then determine if it’s hope or peace of mind that will allow you to sleep at night.

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